Image: Bajaj official image
HH Bajaj has announced a new bike finance scheme in Nepal for riders who plan their expenses month by month and want a lighter EMI.
Longer tenure and lower interest
Under the new structure, loans for Bajaj motorcycles can now run for up to 5 years (60 months) instead of the earlier 3-year limit, according to the company announcement.
At the same time, the interest rate on these loans has been cut from 9.99% to 8.99% per annum, as per HH Bajaj and Hulas Finserv. With the longer tenure and lower interest, the monthly EMI comes down for buyers.
The scheme is aimed at customers who are sensitive to monthly cash flow — first-time bike buyers, salaried employees and families — and prefer smaller instalments even if it means paying over a longer period.
Applicable on all Bajaj motorcycles
HH Bajaj says the new finance offer applies to the full Bajaj bike range in Nepal, from commuter models like Platina 100 ES to premium models like Dominar 400.
According to the announcement:
- On Platina 100 ES, the monthly EMI has come down from around Rs 3,255 to about Rs 2,124. That gives buyers a monthly saving of roughly Rs 1,131.
- On Dominar 400, the EMI has decreased from around Rs 8,227 to about Rs 5,370. That works out to an estimated monthly saving of around Rs 2,857.
HH Bajaj also says EMI amounts have been significantly reduced on other popular models such as Pulsar 125, Pulsar N125, Pulsar 150, Pulsar N150, Pulsar N160, Pulsar 220F, Pulsar 200 NS, Pulsar N250 and NS400Z. Exact EMI figures will vary with on-road price, down payment, loan amount and customer profile. Buyers should confirm the numbers at the showroom.
Not a limited-time discount scheme
The company stresses that this is not a short-term festival or discount offer, but a revised finance structure shaped by customer feedback. Many Nepali buyers look first at the monthly EMI instead of the full bike price, and HH Bajaj says it has adjusted the loan tenure and interest rate to match this behaviour.
The loans are provided through Hulas Finserv Hire Purchase Ltd, which operates under Nepal Rastra Bank regulation. The facility is available at Bajaj showrooms across the country, with normal loan eligibility checks and documentation.
For Nepali buyers planning their budget, the key point is that Bajaj bike ownership now comes with a lower monthly EMI. This is especially true when opting for the maximum 60-month tenure at 8.99% interest, according to the new scheme details.
Current prices on Nepal AutoMart
- Bajaj Platina 100 ES price in Nepal: Rs 2.17 lakh – Rs 2.19 lakh ex-showroom, 2 variants
- Bajaj Dominar 400 price in Nepal: Rs 6.23 lakh – Rs 6.35 lakh ex-showroom, 2 variants
- Bajaj Pulsar 125 price in Nepal: Rs 2.73 lakh – Rs 2.93 lakh ex-showroom, 4 variants
- Bajaj Pulsar 150 TD price in Nepal: Rs 3.36 lakh ex-showroom
- Bajaj Pulsar N160 price in Nepal: Rs 4.02 lakh – Rs 4.2 lakh ex-showroom, 3 variants
- Bajaj Pulsar 220F price in Nepal: Rs 4.2 lakh ex-showroom
- Bajaj Pulsar N250 price in Nepal: Rs 4.58 lakh – Rs 5.01 lakh ex-showroom, 3 variants
Reported by the Nepal AutoMart news desk. Prices verified against Nepal AutoMart's own distributor-sourced data.
