The short answer
TVS XL costs रु 21,100 less ex-showroom.
Choose the Hero HF Deluxe if
You prefer its body style, brand or dealer near you — the numbers are close.
Pros
Genuinely affordable at Rs 1.79 lakh ex-showroom
Same 97.2cc engine and performance as costlier siblings
Combi-brake system adds safety at this price point
Low 109 kg kerb weight makes it easy to manage
Adjustable rear suspension for load flexibility
Cons
No i3S idle start-stop, so no extra fuel saving in traffic
Analog instrument cluster feels dated next to rivals
Halogen headlight lacks the visibility of LED units
Front wheel speed sensor cable is a known wear point
Styling looks plain against newer 100-125cc commuters
As of 17 Aug 2026
Choose the TVS XL if
TVS XL costs रु 21,100 less ex-showroom.
1 category hidden — Battery & Range does not apply to these two petrol models.
Every variant, priced
Ex-showroom by trim — pick one to load it into the columns above.
Hero HF Deluxe
TVS XL
What each one really costs you
From our tax and EMI tools — bagmati province rates, 3-year loan at 7.5% with 40% down.
Ex-showroom
रु 1,79,000
रु 1,57,900
Road tax + registration
≈ रु 3,300
≈ रु 6,800
Third-party insurance
≈ रु 1,705
≈ रु 1,931
Estimated on-road
≈ रु 1,84,005
≈ रु 1,66,631
EMI / month
≈ रु 3,341 · 3 yr @ 7.5%
≈ रु 2,947 · 3 yr @ 7.5%
Estimates, not quotes. Road tax follows the published provincial schedule; insurance is the third-party tariff. Confirm with the dealer and insurer.
Hero HF Deluxe vs TVS XL — questions buyers ask
Which is cheaper in Nepal — Hero HF Deluxe or TVS XL?
As of September 2026, the TVS XL starts at Rs 1.58 lakh ex-showroom — Rs 0.21 lakh less than the Hero HF Deluxe at Rs 1.79 lakh.
What is the price of the Hero HF Deluxe and TVS XL in Nepal?
The Hero HF Deluxe costs Rs 1.79 lakh and the TVS XL costs Rs 1.58 lakh (ex-showroom, September 2026).
Should I buy the Hero HF Deluxe or the TVS XL?
Weigh the current prices, the variant-wise specifications on this page, and each brand's showroom and service reach near you. There is no single winner — the side-by-side table shows exactly where each bike is ahead.